FAQ for Allianz Asset Accumulation Plan (AAAP) Participants
Contents
How the advisory services work
About Online Advice
The information provided herein is based on information provided by Financial Engines.
You access Online Advice by logging in to your AAAP account at YBR (www.ybr.com/allianz) and click on “Get Advice” from the “Savings and Retirement” menu. Financial Engines shows you specific recommendations for savings, investments, and retirement income. You decide if you want to take the recommendations, and then you implement the transactions through your AAAP account.
Log in to your AAAP account through YBR and click the “Get Advice” link from the “Savings and Retirement” menu. You’ll be guided through the screens and you can make adjustments to your profile as you go. There is no additional cost to you to use the service, so you can log in as often as you like.
Yes, in each section of your Online Advice dashboard, you will see a plus sign (+) that you can click to see the assumptions. Follow the on-screen directions to make adjustments.
You might have money invested in a self-directed brokerage account or have an outstanding loan through the AAAP. Because Financial Engines does not receive details on these investments, they are not considered in your advice. You can enter detailed information on these investments, so that your investment recommendations and forecast can incorporate them. In some cases, you may see a notice of "unrecognized" assets when you connect an account that you hold outside the AAAP. You can categorize these assets so that Financial Engines can more accurately include them in your investment strategy and retirement income.
Yes, you may securely connect outside retirement accounts you or your spouse may have. Then, Online Advice will consider your assets in these accounts as it builds your investment strategy and retirement income forecast.
No, Online Advice is available only to participants who are not receiving Professional Management.