Financial Engines

We've got numbers to prove it

Hundreds of America's biggest organizations have hired Financial Engines to provide investment advice and portfolio management to over 7 million plan participants. Each month, Financial Engines typically analyzes and evaluates more than 30,000 mutual funds, stocks, and other investment vehicles. Our team of financial analysts, portfolio managers, and economists uses advanced portfolio modeling technology to research investments and forecast returns so that participants can retire with more confidence.

Helping more participants succeed

Plan sponsors face many challenges, foremost among them, how to get the greatest number of participants to take full advantage of the retirement help you offer. Every eligible participant in the plan receives a Retirement Evaluation to help them know where they stand.  Those who want more help can get it through Professional Management or Online Advice.  Depending on enrollment method and employee demographics, our results show that up to 75%* of participants get the expert help they need through one of our services.

*Results will vary based on factors including enrollment method, communication practices and employee demographics. Provided for evaluative and informational purposes only, and is not necessarily indicative of future results.

Improving plan health - 60 days, dramatic results

One of the most effective ways to get results for the greatest number of participants is through our re-enrollment approach into our Professional Management service called Passive Choice. In a case study* of eighteen diverse companies, ranging from manufacturing to professional services, Financial Engines dramatically improved the results of participants' portfolios and the overall health of the plans. The participating plan sponsors had in aggregate more than $8 billion in plan assets and over 150,000 participants. Prior to the implementation of our services, 87% of all participant portfolios across the plans had inappropriate risk and diversification. But in just 60 days, nearly 60% of the plan participants were on their way to well-diversified portfolios with appropriate risk levels. With more efficient, age-appropriate portfolios that deliver increased retirement wealth, a larger percentage of people may be expected to benefit.

*Case study information for 18 separate plan sponsor re-enrollment campaigns. Campaigns completed between June 2006 and June 2009. Total number of participants who received help and were included for analysis is approximately 90,000. Provided for evaluative and informational purposes only, and is not necessarily indicative of future re-enrollment results. Certain data provided reflects advised and subadvised services.